About Us
HBC.coin is an online HBC.wallet and trading exchange, making it easier to buy, sell and exchange HBC.coin online. HBC.coin allows people from across the world to trade HBC.coins relative to their own local currency, so you can exchange and trade as you go. HBC.coin allows users to store their HBC.coin, or to arrange to buy or sell with others.
Features Security Fees Contact Us
Who We Are
Our mission is to make HBC.coin the number one destination for handling, trading and storing HBC.coin online. We set out to create the best possible environment for securely exchanging HBC.coin, so people everywhere can execute instant transactions with minimal trading costs to pay.
For every trade, we offer secure escrow protection, ensuring the smoothest possible transacting between parties.
HBC.coin aims to connect the HBC.coin community, en route to changing the face of global finance forever. Free from political risk and interference, HBC.coin is a truly independent currency, and our core mission is to help spread the benefits and flexibility of HBC.coin trading and storage throughout the world.
Careers
HBC.Wallet is the world’s leading secure HBC.Wallet and trading platform, providing safe, decentralised HBC.coin transactional services to a growing international market. We are constantly looking for new talent, to attract best-in-field individuals to join our ambitious, expanding team.
If you are looking for a challenging, rewarding career shaping the future of HBC.coin, contact us about how you can join our dynamic team.
HBC.Wallet is your feature-packed HBC.coin wallet & peer-to-peer trading platform. HBC.Wallet offers you ease-of-use, security and peace of mind for daily HBC.coin transactions and long-term storage.
Decentralized HBC.coin Trading Platform
On HBC.Wallet, you deal directly with the other party. Unlike centralized HBC.coin trading sites, you make a trade directly with another person. This makes the process fast and efficient, with no corporate overhead. You get your HBC.coins instantly. Also, HBC.Wallet can support every payment method its user community supports. For every transaction, HBC.Wallet acts as escrow to protect the buyer/seller of HBC.coins.
Trade process is fast, lean & secure. Whole process can be done in a few minutes.
HBC.Wallet supports all payment methods its users accept making HBC.coins accessible worldwide.
Feature-Packed HBC.coin Web Wallet
Buy & Sell HBC.coins
Decentralized peer-to-peer HBC.coin trading.
Buyers & sellers protected by HBC.Wallet escrow system
Trade HBC.coins instantly, worldwide.
Profile & Settings:
Profile & Address book.
Email & SMS verification. Increases account security.
PIN System. Encrypts & locks entire account.
View account login history.
Sending HBC.coins:
Send HBC.coins to any HBC.coin address.
Payment notes to easily track your transactions.
Deposit HBC.coins:
Up to 50 receiving addresses.
Label and track each address.
Accept HBC.coins:
Create personalized merchant payment page to easily accept HBC.coins
(ex: HBC.Wallet.com/MyStore).
Print your personalized page. “HBC.coin, Accepted Here”
Transactions:
Fully responsive & detailed transactions history.
Search through thousands of transactions in seconds.
Usage Fees
Trading Fees
Buying/Selling HBC.coins without advertisement:
No Fees. You get exact amount of HBC.coins purchased in your wallet.
Buying/Selling HBC.coins as an advertiser:
1% fee from purchased amount, paid only when escrow is released.
Wallet Fees
Receiving HBC.coins:
Unlimited, no transaction fees.
Sending HBC.coins:
Unlimited, no transaction fees.
Security & Safety at HBC.coin
HBC.coin was built from the ground up with security as top priority. The result is a feature-packed, fast and secure environment to use and store HBC.coin.
Offline HBC.coin Storage & Backups
2-Factor Auth: After logging in, enter mobile phone code to access account. This adds an extra layer of security in case credentials are stolen.
4-Digit PIN: Encrypts and locks down your wallet, preventing wallet transactions in case someone gains access to your account.
Fully encrypted authentication system.
Up to 98% of customer HBC.coin are stored securely offline to prevent against theft or loss.
Encrypted and secured backups distributed geographically.
Vaults are offline, encrypted and in cold storage. 100% secure to store large amounts of HBC.coin.
Wallets & private keys are dual encrypted.
2-Step Verification + PIN Lock
2-Factor Auth: After logging in, enter mobile phone code to access account. This adds an extra layer of security in case credentials are stolen.
4-Digit PIN: Encrypts and locks down your wallet, preventing wallet transactions in case someone gains access to your account.
Fully encrypted authentication system.
HBC.coin Trading Platform
Escrow Protection
Escrow process locks the HBC.coin until trade transaction is complete.
When trading, HBC.coin are held in escrow to secure both the buyer and seller.
In case of any issues, HBC.coin support resolves the dispute cases.
Reputation System
Reputation score is displayed next to trader username.
View public feedback, trader profiles and past activity.
HBC.coin’s reputation system helps you find established traders.
Support & dispute resolution
HBC.coin team will resolve trade disputes in case a problem emerges between seller & buyer.
Disputes are usually handled within 24 hours.
Cloud Infrastructure & Application
HBC.coin runs on privately owned hardware running in a Tier1 secure data center with 24 hour security.
Network and application security (protection against CSRF, XSS, DDOS and more).
Redundant systems & backups.
Encrypted communications throughout the HBC.coin cloud insfrastructure.
Quality hardware and networks, providing you with blazing fast HBC.coin operations.
HBC.coin Terms of Service
Updated: 2021-06-17
These terms of service constitute the whole agreement between you (the “User”, “you”, “your”) and HBCWallet.com (“HBC.Wallet”, “us”, “our”), and regulates the relationship between you and HBC.Wallet, including use of the hbconebillionusc.com website, trading platform and exchange, and any other associated activities or services provided to you by HBC.Wallet
You may not use any HBC.Wallet services in contravention or non-acceptance of the terms contained herein. By signing up for a HBC.Wallet account, you agree to the terms contained herein, and undertake to comply with the provisions in these terms throughout your relationship with HBC.Wallet.
We may amend, adjust, vary or modify the terms of this Agreement at any time. In good faith any amendments, adjustments, variances or modifications will be posted on the HBC.Wallet website, or communicated by email or both.
You agree that we may modify or discontinue your HBC.Wallet services at any time, for reasons including breach or non-compliance with these terms, and that we shall bear no liability in any circumstances to you, except as to any relevant provisions contained in these terms. You must be at least 18 years old or equivalent age of majority to use any HBC.Wallet service.
You must be aware of the risks of using HBC.Wallet services, and trading or exchanging HBC.coins, including:
transactions take a period of time to be confirmed, during which time a transaction has been submitted but is not complete. Your transaction will be confirmed, usually within a couple of hours, but the amount will not be available in your account balance while the transaction is pending.
HBC.coin trading, exchanging and holding poses a risk of loss, and you should assess your trading, exchanging and holding of HBC.coins according to your individual financial position and risk tolerance. The value of HBC.coin can change rapidly for better or worse.
Our Services
Your HBC.Wallet account provides a number of services, including:
– A HBC.coin account, allowing HBC.coin storage, transfer and management, the “Wallet”.
– A HBC.coin trading platform permitting users of HBC.Wallet to trade with other users via escrow, the “Trading Platform”
– Services for merchants accepting HBC.coin transactions, the “Merchant Services”
Your HBC.Wallet Account
2.1 In order to use our services, you are required to register your email address, password and identification details from time to time as requested. HBC.Wallet reserves the right to refuse any application for a HBC.Wallet account at our sole discretion, and may request additional identity verification in some circumstances.
2.2 You agree to provide information including identity verification as requested by us, in connection with any HBC.coin transaction or account, and authorize us or any appointed third party to conduct inquiries to confirm your identity at any time.
2.3 HBC.Wallet reserves the right to cancel pending HBC.coin transactions, and must be compliant with applicable laws, court orders and other compliance requirements. Transactions through HBC.Wallet are final only when they have been submitted to and confirmed by the HBC.coin exchange.
2.4 HBC.Wallet limits all liability in respect of goods or services transacted in HBC.coins, including any transactions processed using any HBC.Wallet service. All transactions in HBC.coin are final, and HBC.Wallet cannot be held liable under any circumstances for any defects, non-delivery, defective delivery, or other issue arising in any HBC.coin transaction.
2.5 HBC.Wallet accepts no responsibility or liability for any issues, including legal and taxation issues arising from your use of our services, or from any HBC.coin transaction or activity associated with HBC.Wallet.
2.6 Your account may be subject to limits on the amounts you can buy, sell, transfer or store, applicable at the sole discretion of HBC.Wallet.
2.7 We provide a secure environment for 100% HBC.coin storage, in both online and offline storage environments. In some cases, additional delays may arise where HBC.coin data must be retrieved from physical storage sources. You agree HBC.Wallet is in no way liable for loss or damage resulting from any delay caused by this, or any other reason.
2.8 HBC.Wallet is fully compliant in accordance with all applicable laws and regulations in the countries and jurisdictions in which we provide services. In some circumstances we may be required by law to block a transaction, reject funds transfers or otherwise intercept assets as requested or required in good faith by legal authorities. HBC.Wallet is in no way responsible for any losses arising from this, or from any action taken in accordance with legal writ, order or other instruction.
The Trading Platform
3.1 HBC.Wallet provides a Trading Platform for users to buy and sell HBC.coins. HBC.Wallet is only an intermediary and is in no way liable for any loss arising whatsoever from the Trading Platform.
3.2 Accurate and correct references must be provided by HBC.coin buyers, and sellers are under no obligation to release HBC.coins if there are inaccuracies, errors or omissions in the reference message. Buyers must be prepared to submit to identity checking processes, as required by law or for fraud prevention.
3.3 HBC.Wallet users must act in their own name and behalf only, and may not act as an intermediary, broker or agent. Account contact details must be genuine, accurate and in no way misleading or confusing as to the identity and best contact methods of the account holder.
Merchant Services
4.1 HBC.Wallet provides services for merchants who accept HBC.coin payments from their customers. These HBC.coins can be traded on the Exchange platform, as set out in the terms of this agreement.
4.2 When payments are processed by HBC.Wallet confirmation will be sent to merchants. Merchants may be required to submit verification information in order to ensure compliance with the terms of this agreement and the prevailing laws in the jurisdiction in which our services are offered. Transactions will be held as pending until outstanding identification processes and requirements have been fulfilled, at the sole discretion of HBC.Wallet.
4.3 Merchants agree that HBC.Wallet is in no way liable for any transaction processed through HBC.Wallet accounts or services, and that we make no warranty as to the identity, validity, legality, compliance or certainty of any transaction or associated agreement or arrangement whatsoever.
4.4 Merchants in contravention of the list of Prohibited Trades and Businesses may be subject to any lawful sanction at the disposal of HBC.Wallet to prevent the commission of crime, immoral or unlawful activities as prohibited. Merchants agree to adhere to the terms of service agreement in all dealings with HBC.Wallet services.
4.5 Merchants using HBC.Wallet services must maintain all appropriate licenses, insurances and legal compliance requirements relevant to the activities they conduct. HBC.Wallet may request information related to this or any other aspect of your business activity, at the sole discretion of HBC.Wallet as may be required by law or on suspicious usage patterns. You agree to promptly present any information required or requested by HBC.Wallet reasonably in accordance with your use of any HBC.Wallet service.
4.6 HBC.Wallet reserves the right to cancel your merchant account at any time, at HBC.Wallet’s sole discretion where the Merchant has fallen in breach of HBC.Wallet terms, processes or controls, including but not limited to instances of abuse of the system. Accounts may be cancelled or suspended by HBC.Wallet where required by order of an applicable court, or where the account is linked with illegal or Restricted Activity, in accordance with the terms of this agreement.
4.7 This agreement will be governed by the laws of England and English courts. Any dispute arising will be heard in a court of HBC.Wallet’s choosing, and will have no regard to any other term importing choice of jurisdiction contained herein.
4.8 This Agreement is written broadly and is for indicative purposes. Words should be conveyed in their ordinary meanings, and clauses interpreted generally to import the spirit and good faith intentions of the relevant clause in question.
4.9 Any disagreement or dispute you may have with any decision made by HBC.Wallet in accordance with this Agreement must be conveyed in writing first to HBC.Wallet, affording adequate time for an appeal to be considered and a decision to be made. This step must be pursued before any court action can legitimately be filed in accordance with any breach of these terms.
The Relationship Between You and HBC.Wallet
5.1 HBC.Wallet is in not way a partner, associate, agent or consultant, and shares only the limited relationship of independent service provider with those who choose to use HBC.Wallet services. From time to time we may liaise with partners and third party associates to facilitate the smooth delivery of services to you.
5.2 Your privacy and data is handled in accordance with the provisions of our Privacy Policy, which should be read as an extension of these terms and conditions where applicable. Your contact information and sensitive data will be kept safely and securely at all times, and handled to the best of our ability in compliance with all applicable laws and reasonable practices.
5.3 By engaging in a relationship with HBC.Wallet as an independent service provider, you consent to your records and data being held by us electronically, and to any communication via email, telephone, post, or any other valid means being sent to you as may be deemed necessary or relevant by HBC.Wallet. You must be willing to receive electronic notifications to use the HBC.Wallet service.
Restricted Activities and Prohibited Businesses
6.1 Any asset held, traded, stored or otherwise transacted through HBC.Wallet must be owned by you, and must not be the property or patrimony or any other individual. You certify that any funds or assets linked to any HBC.Wallet service in your name can be used to cover any outstanding obligations you have to HBC.Wallet as a result of non-payment, or some other default in obligation.
6.2 HBC.Wallet must not be used in any way that would be deemed a Restricted Activity. These include any usage that would violate legal provisions applicable to the user and their jurisdiction, any illegal or immoral activities which would be deemed in breach of the spirit of this Agreement, any fraudulent or deceptive practice, any usage that infringes any copyright or trademark, or in any way places an unduly large burden on our resources or services, or anything in any way deemed abusive, threatening or undesirable in reasonable circumstances, or any other usage which may be deemed unacceptable at the discretion of HBC.Wallet.
6.3 We reserve the right to monitor your trading activity, and to make enquiries into your account and identity where required by law, or where we suspect you may be in breach of any provision of this Agreement, including those contained in this section.
General Provisions
7.1 HBC.Wallet makes no warranty to any user of HBC.Wallet services, and limits all liability to the fullest extent permitted by law. HBC.Wallet is in no way responsible for any loss or damage sustained in connection with use of HBC.Wallet services.
7.2 This Agreement and the additional provisions, annexes and policies referred within constitute the entire scope of the agreement and relationship between you and HBC.Wallet.
7.3 This Agreement may not be assigned by you in whole or in part to any other party, and your obligations and responsibilities arising under this Agreement must be discharged by you without express permission from HBC.Wallet.
7.4. If any single provision, clause, term or section of this agreement should be deemed invalid, unlawful or otherwise inapplicable in a recognised court, it shall be fully severable and separable from the rest of this agreement. Notwithstanding any non-applicable clause the remainder of the agreement will retain full legal effect.
7.5 The provisions of this agreement survive any individual transaction, process or other usage of HBC.Wallet services, and will be held to stand into the future as long as may be practically necessary after a given transaction has been completed.
7.6 Events outwith the control of HBC.Wallet shall not be deemed to give rise to liability in any circumstances, and force majeure and other circumstances will invalid any claims that might arise against HBC.Wallet for losses incurred through use of our services. In any event HBC.Wallet limits liability as far as is possible within the applicable laws of the jurisdiction of this Agreement.
7.7 Headings are provided for indicative purposes. Singulars import the plural, and any wording should be interpreted in light of the spirit and wording of any individual clause contained herein.
Privacy Policy
At HBC.Wallet.com (“HBC.Wallet”, “we”, “our”), we take the privacy of your (“you”, “the user”) very seriously. All our data handling occurs in a totally secure environment, and we treat all account information with the utmost privacy in accordance with the terms of our privacy policy.
By agreeing to use any HBC.Wallet services, you are accepting and agreeing to the Terms of Service and this, the “Privacy Policy”.
- Information Collected By Us About You
We collect information from you when you agree to use our service, including but not limited to creating an account to use HBC.Wallet services. We also collect information from you on third party websites, for example through the HBC.Wallet API, which is collected by us on the same basis for providing core services to you.
Information is collected from the device and connection used to access our services, and may be recorded for the purposes of data monitoring and in accordance with any legal obligations we may be subject to.
We generally collect two types of information; i. personal information, and ii. financial information. This can include your name, address, email, phone number and other contact details, along with information as may be necessary to verify your identity or your account as requested in accordance with our Terms of Service.
We may collect other information, including data related to the transactions made to and from your HBC.Wallet accounts. If you provide us with access to your personal social media profiles, we may have access to more information in accordance with your privacy settings and preferences.
We may also record and collect information shared with our customer support team, or any other information relevant to your use of HBC.Wallet services.
- Cookies
Whenever you visit our website or use any HBC.Wallet service, you consent to the use of cookies. HBC.Wallet or our partners and affiliates may insert cookies, pixel tags and other tracking files on your device. These are used to identify you as a customer, to customise your HBC.Wallet experience and to keep you logged in between actions. Cookies also help us reduce our exposure to fraud and illegal activity, making HBC.Wallet safer for every one of our users.
Session cookies are cookies which expire with your browsing session. Persistent cookies are cookies which last beyond the immediate browsing session, until they are deleted, cleared or otherwise consciously removed.
Our policy around cookies allows us a standard level of browser identification, so we can provide a unique browsing experience suited to each HBC.Wallet user.
- Protecting Your ID And Personal Data
We take our responsibility to your personal data very seriously, and endeavour to handle our data in accordance with best practice guidelines at all times. We take all reasonable precautions to prevent your data from being lost, misused or otherwise abused or intercepted.
We store information required to process transactions, including certain encrypted data about your banking and financial information. Credit and debit card data is stored by third party payment processing partners, and is not accessible by HBC.Wallet at any time. HBC.Wallet will retain all relevant information about your account for the longer of five years, or however long is required to discharge our legal obligations.
- Marketing and Your Data
Your information may be used to customise your experience of HBC.Wallet services. We will never sell or share your data illegitimately, but will use information collected to improve our services and deliver and more individual service. We may use your personal information to resolve disputes, provide support, process transactions, customise and measure the performance of our services, and to verify transactional data with third parties where required.
- Sharing Your Data
Data may be shared by us and third parties in circumstances where there is a transactional need, or where we are required to do so in compliance with applicable laws. We never share your information for direct financial gain, but may share information if you are a merchant, for example, or otherwise engaging in transactions through our Exchange and Wallet services. This information is disclosed as required, and handled in accordance with best practice guidelines.
- Accessing Your Information
You are entitled to access the information held about you by HBC.Wallet at any time. You may review, modify and delete information that you feel is inaccurate or inappropriate, and you can do so through your account. Any rights to access information must be proportionate to the costs of gathering the requested data, and you may be asked to make a nominal contribution to the cost of retrieving data in exceptional circumstances. We hold information about your account even after it is closed, as a necessary fraud prevention measure, However, none of your personal information is used by us beyond account closure.
- The HBCWallet.com Website
By using the HBC.Wallet website, you agree to this Privacy Policy, and the Terms of Service for use of our services. HBC.Wallet makes no warranties about our website, or any loss, damage, or claim arising from the trading, exchange or movement of HBC.coins or any currency.
- Contact Us
If you have any questions or concerns about our privacy policy and what it means for you, you can get in touch with our customer support team.
About Us
HBC.coin is an online HBC.wallet and trading exchange, making it easier to buy, sell and exchange HBC.coin online. HBC.coin allows people from across the world to trade HBC.coins relative to their own local currency, so you can exchange and trade as you go. HBC.coin allows users to store their HBC.coin, or to arrange to buy or sell with others.
Features Security
Fees Contact Us
Who We Are
Our mission is to make HBC.coin the number one destination for handling, trading and storing HBC.coin online. We set out to create the best possible environment for securely exchanging HBC.coin, so people everywhere can execute instant transactions with minimal trading costs to pay.
For every trade, we offer secure escrow protection, ensuring the smoothest possible transacting between parties.
HBC.coin aims to connect the HBC.coin community, en route to changing the face of global finance forever. Free from political risk and interference, HBC.coin is a truly independent currency, and our core mission is to help spread the benefits and flexibility of HBC.coin trading and storage throughout the world.
Careers
HBC.Wallet is the world’s leading secure HBC.Wallet and trading platform, providing safe, decentralised HBC.coin transactional services to a growing international market. We are constantly looking for new talent, to attract best-in-field individuals to join our ambitious, expanding team.
If you are looking for a challenging, rewarding career shaping the future of HBC.coin, contact us about how you can join our dynamic team.
HBC.Wallet is your feature-packed HBC.coin wallet & peer-to-peer trading platform. HBC.Wallet offers you ease-of-use, security and peace of mind for daily HBC.coin transactions and long-term storage.
Decentralized HBC.coin Trading Platform
On HBC.Wallet, you deal directly with the other party. Unlike centralized HBC.coin trading sites, you make a trade directly with another person. This makes the process fast and efficient, with no corporate overhead. You get your HBC.coins instantly. Also, HBC.Wallet can support every payment method its user community supports. For every transaction, HBC.Wallet acts as escrow to protect the buyer/seller of HBC.coins.
Trade process is fast, lean & secure. Whole process can be done in a few minutes.
HBC.Wallet supports all payment methods its users accept making HBC.coins accessible worldwide.
Feature-Packed HBC.coin Web Wallet
Buy & Sell HBC.coins
Decentralized peer-to-peer HBC.coin trading.
Buyers & sellers protected by HBC.Wallet escrow system
Trade HBC.coins instantly, worldwide.
Profile & Settings:
Profile & Address book.
Email & SMS verification. Increases account security.
PIN System. Encrypts & locks entire account.
View account login history.
Sending HBC.coins:
Send HBC.coins to any HBC.coin address.
Payment notes to easily track your transactions.
Deposit HBC.coins:
Up to 50 receiving addresses.
Label and track each address.
Accept HBC.coins:
Create personalized merchant payment page to easily accept HBC.coins
(ex: HBC.Wallet.com/MyStore).
Print your personalized page. “HBC.coin, Accepted Here”
Transactions:
Fully responsive & detailed transactions history.
Search through thousands of transactions in seconds.
Usage Fees
Trading Fees
Buying/Selling HBC.coins without advertisement:
No Fees. You get exact amount of HBC.coins purchased in your wallet.
Buying/Selling HBC.coins as an advertiser:
1% fee from purchased amount, paid only when escrow is released.
Wallet Fees
Receiving HBC.coins:
Unlimited, no transaction fees.
Sending HBC.coins:
Unlimited, no transaction fees.
Security & Safety at HBC.coin
HBC.coin was built from the ground up with security as top priority. The result is a feature-packed, fast and secure environment to use and store HBC.coin.
Offline HBC.coin Storage & Backups
2-Factor Auth: After logging in, enter mobile phone code to access account. This adds an extra layer of security in case credentials are stolen.
4-Digit PIN: Encrypts and locks down your wallet, preventing wallet transactions in case someone gains access to your account.
Fully encrypted authentication system.
Up to 98% of customer HBC.coin are stored securely offline to prevent against theft or loss.
Encrypted and secured backups distributed geographically.
Vaults are offline, encrypted and in cold storage. 100% secure to store large amounts of HBC.coin.
Wallets & private keys are dual encrypted.
2-Step Verification + PIN Lock
2-Factor Auth: After logging in, enter mobile phone code to access account. This adds an extra layer of security in case credentials are stolen.
4-Digit PIN: Encrypts and locks down your wallet, preventing wallet transactions in case someone gains access to your account.
Fully encrypted authentication system.
HBC.coin Trading Platform
Escrow Protection
Escrow process locks the HBC.coin until trade transaction is complete.
When trading, HBC.coin are held in escrow to secure both the buyer and seller.
In case of any issues, HBC.coin support resolves the dispute cases.
Reputation System
Reputation score is displayed next to trader username.
View public feedback, trader profiles and past activity.
HBC.coin’s reputation system helps you find established traders.
Support & dispute resolution
HBC.coin team will resolve trade disputes in case a problem emerges between seller & buyer.
Disputes are usually handled within 24 hours.
Cloud Infrastructure & Application
HBC.coin runs on privately owned hardware running in a Tier1 secure data center with 24 hour security.
Network and application security (protection against CSRF, XSS, DDOS and more).
Redundant systems & backups.
Encrypted communications throughout the HBC.coin cloud insfrastructure.
Quality hardware and networks, providing you with blazing fast HBC.coin operations.
HBC.coin Terms of Service
Updated: 2021-06-17
These terms of service constitute the whole agreement between you (the “User”, “you”, “your”) and HBC.Wallet.com (“HBC.Wallet”, “us”, “our”), and regulates the relationship between you and HBC.Wallet, including use of the hbconebillionusc.com website, trading platform and exchange, and any other associated activities or services provided to you by HBC.Wallet
You may not use any HBC.Wallet services in contravention or non-acceptance of the terms contained herein. By signing up for a HBC.Wallet account, you agree to the terms contained herein, and undertake to comply with the provisions in these terms throughout your relationship with HBC.Wallet.
We may amend, adjust, vary or modify the terms of this Agreement at any time. In good faith any amendments, adjustments, variances or modifications will be posted on the HBC.Wallet website, or communicated by email or both.
You agree that we may modify or discontinue your HBC.Wallet services at any time, for reasons including breach or non-compliance with these terms, and that we shall bear no liability in any circumstances to you, except as to any relevant provisions contained in these terms. You must be at least 18 years old or equivalent age of majority to use any HBC.Wallet service.
You must be aware of the risks of using HBC.Wallet services, and trading or exchanging HBC.coins, including:
transactions take a period of time to be confirmed, during which time a transaction has been submitted but is not complete. Your transaction will be confirmed, usually within a couple of hours, but the amount will not be available in your account balance while the transaction is pending.
HBC.coin trading, exchanging and holding poses a risk of loss, and you should assess your trading, exchanging and holding of HBC.coins according to your individual financial position and risk tolerance. The value of HBC.coin can change rapidly for better or worse.
Our Services
Your HBC.Wallet account provides a number of services, including:
– A HBC.coin account, allowing HBC.coin storage, transfer and management, the “Wallet”.
– A HBC.coin trading platform permitting users of HBC.Wallet to trade with other users via escrow, the “Trading Platform”
– Services for merchants accepting HBC.coin transactions, the “Merchant Services”
Your HBC.Wallet Account
2.1 In order to use our services, you are required to register your email address, password and identification details from time to time as requested. HBC.Wallet reserves the right to refuse any application for a HBC.Wallet account at our sole discretion, and may request additional identity verification in some circumstances.
2.2 You agree to provide information including identity verification as requested by us, in connection with any HBC.coin transaction or account, and authorize us or any appointed third party to conduct inquiries to confirm your identity at any time.
2.3 HBC.Wallet reserves the right to cancel pending HBC.coin transactions, and must be compliant with applicable laws, court orders and other compliance requirements. Transactions through HBC.Wallet are final only when they have been submitted to and confirmed by the HBC.coin exchange.
2.4 HBC.Wallet limits all liability in respect of goods or services transacted in HBC.coins, including any transactions processed using any HBC.Wallet service. All transactions in HBC.coin are final, and HBC.Wallet cannot be held liable under any circumstances for any defects, non-delivery, defective delivery, or other issue arising in any HBC.coin transaction.
2.5 HBC.Wallet accepts no responsibility or liability for any issues, including legal and taxation issues arising from your use of our services, or from any HBC.coin transaction or activity associated with HBC.Wallet.
2.6 Your account may be subject to limits on the amounts you can buy, sell, transfer or store, applicable at the sole discretion of HBC.Wallet.
2.7 We provide a secure environment for 100% HBC.coin storage, in both online and offline storage environments. In some cases, additional delays may arise where HBC.coin data must be retrieved from physical storage sources. You agree HBC.Wallet is in no way liable for loss or damage resulting from any delay caused by this, or any other reason.
2.8 HBC.Wallet is fully compliant in accordance with all applicable laws and regulations in the countries and jurisdictions in which we provide services. In some circumstances we may be required by law to block a transaction, reject funds transfers or otherwise intercept assets as requested or required in good faith by legal authorities. HBC.Wallet is in no way responsible for any losses arising from this, or from any action taken in accordance with legal writ, order or other instruction.
The Trading Platform
3.1 HBC.Wallet provides a Trading Platform for users to buy and sell HBC.coins. HBC.Wallet is only an intermediary and is in no way liable for any loss arising whatsoever from the Trading Platform.
3.2 Accurate and correct references must be provided by HBC.coin buyers, and sellers are under no obligation to release HBC.coins if there are inaccuracies, errors or omissions in the reference message. Buyers must be prepared to submit to identity checking processes, as required by law or for fraud prevention.
3.3 HBC.Wallet users must act in their own name and behalf only, and may not act as an intermediary, broker or agent. Account contact details must be genuine, accurate and in no way misleading or confusing as to the identity and best contact methods of the account holder.
Merchant Services
4.1 HBC.Wallet provides services for merchants who accept HBC.coin payments from their customers. These HBC.coins can be traded on the Exchange platform, as set out in the terms of this agreement.
4.2 When payments are processed by HBC.Wallet confirmation will be sent to merchants. Merchants may be required to submit verification information in order to ensure compliance with the terms of this agreement and the prevailing laws in the jurisdiction in which our services are offered. Transactions will be held as pending until outstanding identification processes and requirements have been fulfilled, at the sole discretion of HBC.Wallet.
4.3 Merchants agree that HBC.Wallet is in no way liable for any transaction processed through HBC.Wallet accounts or services, and that we make no warranty as to the identity, validity, legality, compliance or certainty of any transaction or associated agreement or arrangement whatsoever.
4.4 Merchants in contravention of the list of Prohibited Trades and Businesses may be subject to any lawful sanction at the disposal of HBC.Wallet to prevent the commission of crime, immoral or unlawful activities as prohibited. Merchants agree to adhere to the terms of service agreement in all dealings with HBC.Wallet services.
4.5 Merchants using HBC.Wallet services must maintain all appropriate licenses, insurances and legal compliance requirements relevant to the activities they conduct. HBC.Wallet may request information related to this or any other aspect of your business activity, at the sole discretion of HBC.Wallet as may be required by law or on suspicious usage patterns. You agree to promptly present any information required or requested by HBC.Wallet reasonably in accordance with your use of any HBC.Wallet service.
4.6 HBC.Wallet reserves the right to cancel your merchant account at any time, at HBC.Wallet’s sole discretion where the Merchant has fallen in breach of HBC.Wallet terms, processes or controls, including but not limited to instances of abuse of the system. Accounts may be cancelled or suspended by HBC.Wallet where required by order of an applicable court, or where the account is linked with illegal or Restricted Activity, in accordance with the terms of this agreement.
4.7 This agreement will be governed by the laws of England and English courts. Any dispute arising will be heard in a court of HBC.Wallet’s choosing, and will have no regard to any other term importing choice of jurisdiction contained herein.
4.8 This Agreement is written broadly and is for indicative purposes. Words should be conveyed in their ordinary meanings, and clauses interpreted generally to import the spirit and good faith intentions of the relevant clause in question.
4.9 Any disagreement or dispute you may have with any decision made by HBC.Wallet in accordance with this Agreement must be conveyed in writing first to HBC.Wallet, affording adequate time for an appeal to be considered and a decision to be made. This step must be pursued before any court action can legitimately be filed in accordance with any breach of these terms.
The Relationship Between You and HBC.Wallet
5.1 HBC.Wallet is in not way a partner, associate, agent or consultant, and shares only the limited relationship of independent service provider with those who choose to use HBC.Wallet services. From time to time we may liaise with partners and third party associates to facilitate the smooth delivery of services to you.
5.2 Your privacy and data is handled in accordance with the provisions of our Privacy Policy, which should be read as an extension of these terms and conditions where applicable. Your contact information and sensitive data will be kept safely and securely at all times, and handled to the best of our ability in compliance with all applicable laws and reasonable practices.
5.3 By engaging in a relationship with HBC.Wallet as an independent service provider, you consent to your records and data being held by us electronically, and to any communication via email, telephone, post, or any other valid means being sent to you as may be deemed necessary or relevant by HBC.Wallet. You must be willing to receive electronic notifications to use the HBC.Wallet service.
Restricted Activities and Prohibited Businesses
6.1 Any asset held, traded, stored or otherwise transacted through HBC.Wallet must be owned by you, and must not be the property or patrimony or any other individual. You certify that any funds or assets linked to any HBC.Wallet service in your name can be used to cover any outstanding obligations you have to HBC.Wallet as a result of non-payment, or some other default in obligation.
6.2 HBC.Wallet must not be used in any way that would be deemed a Restricted Activity. These include any usage that would violate legal provisions applicable to the user and their jurisdiction, any illegal or immoral activities which would be deemed in breach of the spirit of this Agreement, any fraudulent or deceptive practice, any usage that infringes any copyright or trademark, or in any way places an unduly large burden on our resources or services, or anything in any way deemed abusive, threatening or undesirable in reasonable circumstances, or any other usage which may be deemed unacceptable at the discretion of HBC.Wallet.
6.3 We reserve the right to monitor your trading activity, and to make enquiries into your account and identity where required by law, or where we suspect you may be in breach of any provision of this Agreement, including those contained in this section.
General Provisions
7.1 HBC.Wallet makes no warranty to any user of HBC.Wallet services, and limits all liability to the fullest extent permitted by law. HBC.Wallet is in no way responsible for any loss or damage sustained in connection with use of HBC.Wallet services.
7.2 This Agreement and the additional provisions, annexes and policies referred within constitute the entire scope of the agreement and relationship between you and HBC.Wallet.
7.3 This Agreement may not be assigned by you in whole or in part to any other party, and your obligations and responsibilities arising under this Agreement must be discharged by you without express permission from HBC.Wallet.
7.4. If any single provision, clause, term or section of this agreement should be deemed invalid, unlawful or otherwise inapplicable in a recognised court, it shall be fully severable and separable from the rest of this agreement. Notwithstanding any non-applicable clause the remainder of the agreement will retain full legal effect.
7.5 The provisions of this agreement survive any individual transaction, process or other usage of HBC.Wallet services, and will be held to stand into the future as long as may be practically necessary after a given transaction has been completed.
7.6 Events outwith the control of HBC.Wallet shall not be deemed to give rise to liability in any circumstances, and force majeure and other circumstances will invalid any claims that might arise against HBC.Wallet for losses incurred through use of our services. In any event HBC.Wallet limits liability as far as is possible within the applicable laws of the jurisdiction of this Agreement.
7.7 Headings are provided for indicative purposes. Singulars import the plural, and any wording should be interpreted in light of the spirit and wording of any individual clause contained herein.
Privacy Policy
At HBCWallet.com (“HBC.Wallet”, “we”, “our”), we take the privacy of your (“you”, “the user”) very seriously. All our data handling occurs in a totally secure environment, and we treat all account information with the utmost privacy in accordance with the terms of our privacy policy.
By agreeing to use any HBC.Wallet services, you are accepting and agreeing to the Terms of Service and this, the “Privacy Policy”.
- Information Collected By Us About You
We collect information from you when you agree to use our service, including but not limited to creating an account to use HBC.Wallet services. We also collect information from you on third party websites, for example through the HBC.Wallet API, which is collected by us on the same basis for providing core services to you.
Information is collected from the device and connection used to access our services, and may be recorded for the purposes of data monitoring and in accordance with any legal obligations we may be subject to.
We generally collect two types of information; i. personal information, and ii. financial information. This can include your name, address, email, phone number and other contact details, along with information as may be necessary to verify your identity or your account as requested in accordance with our Terms of Service.
We may collect other information, including data related to the transactions made to and from your HBC.Wallet accounts. If you provide us with access to your personal social media profiles, we may have access to more information in accordance with your privacy settings and preferences.
We may also record and collect information shared with our customer support team, or any other information relevant to your use of HBC.Wallet services.
- Cookies
Whenever you visit our website or use any HBC.Wallet service, you consent to the use of cookies. HBC.Wallet or our partners and affiliates may insert cookies, pixel tags and other tracking files on your device. These are used to identify you as a customer, to customise your HBC.Wallet experience and to keep you logged in between actions. Cookies also help us reduce our exposure to fraud and illegal activity, making HBC.Wallet safer for every one of our users.
Session cookies are cookies which expire with your browsing session. Persistent cookies are cookies which last beyond the immediate browsing session, until they are deleted, cleared or otherwise consciously removed.
Our policy around cookies allows us a standard level of browser identification, so we can provide a unique browsing experience suited to each HBC.Wallet user.
- Protecting Your ID And Personal Data
We take our responsibility to your personal data very seriously, and endeavour to handle our data in accordance with best practice guidelines at all times. We take all reasonable precautions to prevent your data from being lost, misused or otherwise abused or intercepted.
We store information required to process transactions, including certain encrypted data about your banking and financial information. Credit and debit card data is stored by third party payment processing partners, and is not accessible by HBC.Wallet at any time. HBC.Wallet will retain all relevant information about your account for the longer of five years, or however long is required to discharge our legal obligations.
- Marketing and Your Data
Your information may be used to customise your experience of HBC.Wallet services. We will never sell or share your data illegitimately, but will use information collected to improve our services and deliver and more individual service. We may use your personal information to resolve disputes, provide support, process transactions, customise and measure the performance of our services, and to verify transactional data with third parties where required.
- Sharing Your Data
Data may be shared by us and third parties in circumstances where there is a transactional need, or where we are required to do so in compliance with applicable laws. We never share your information for direct financial gain, but may share information if you are a merchant, for example, or otherwise engaging in transactions through our Exchange and Wallet services. This information is disclosed as required, and handled in accordance with best practice guidelines.
- Accessing Your Information
You are entitled to access the information held about you by HBC.Wallet at any time. You may review, modify and delete information that you feel is inaccurate or inappropriate, and you can do so through your account. Any rights to access information must be proportionate to the costs of gathering the requested data, and you may be asked to make a nominal contribution to the cost of retrieving data in exceptional circumstances. We hold information about your account even after it is closed, as a necessary fraud prevention measure, However, none of your personal information is used by us beyond account closure.
- The HBC.Wallet.com Website
By using the HBC.Wallet website, you agree to this Privacy Policy, and the Terms of Service for use of our services. HBC.Wallet makes no warranties about our website, or any loss, damage, or claim arising from the trading, exchange or movement of HBC.coins or any currency.
- Contact Us
If you have any questions or concerns about our privacy policy and what it means for you, you can get in touch with our customer support team.